HEALTH BENEFITS ACCESS CORPORATION

                                                                      TERMS OF USE

Acceptance of Terms Through Use 
By using Health Benefits Access Society Anónima’s (“Sana Sana”) site located at www.sanasana.com (the “website” or the “site”), as well as mobile applications, and/or mobile online technology, and/or digital tools that display or link to these terms of use (hereinafter the “Terms of Use”), you agree to be bound by all terms, conditions, and contents on this site, including the Privacy Policy. We may modify the Terms of Use at any time by posting the modifications on this website, and if you continue to use this site, you agree to the modified terms. Accordingly, we ask that you review the Terms of Use periodically and, if you do not agree to the terms of this or any other modification, that you immediately exit the site.

Intellectual property
You agree that all proprietary material appearing on this website is protected by copyrights, trademarks, service marks, patents, trade secrets, know-how and/or other means, and is the property of Sana Sana or its licensors. You may only use the intellectual property found on this site as expressly permitted in these Terms of Use and for no other purpose. Except as otherwise indicated, Sana Sana grants you a limited license for the purpose of viewing, downloading, and printing individual pages, forms, or documents from the site for your personal, non-commercial use; no sale, license, rental, distribution, republication, reproduction, transmission, public display or display, preparation of derivative works or any other exploitation of the content of the Site in whole or in part is permitted. You agree not to remove credits or proprietary notices from any material extracted from this site. Sana Sana may revoke this license at any time.

Disclaimer of Warranties
You expressly agree that all materials, information, products, and services included in or available through this site (the “Content”) are provided on an “as is” and “as available” basis for your use. The Content is provided without warranties of any kind, either express or implied, including warranties of title and non infringement or implied warranties of merchantability or fitness for a particular purpose or other warranties, except for those that cannot be excluded, restricted or modified under applicable law. Neither Sana Sana, nor its parent company, nor its related companies, nor its subsidiaries or licensors warrant that the Content is accurate, reliable, or correct, that this site will be available at any particular time or location, that defects or errors will be corrected, that the Content is free of viruses or other harmful components, or that you will achieve successful results by following instructions, indications or recommendations that appear on this website.

Limitation of Liability
Under no circumstances shall Sana Sana, its parent company, or related companies, subsidiaries, or licensors be liable for any direct, indirect, punitive, incidental, special, or consequential damages arising out of the use of or inability to use this website or the information provided on this site. This limitation applies whether the alleged liability is in contract, tort, negligence, strict liability, or any other basis, even if we were advised of the possibility of such damage. Because some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, our liability in such jurisdictions will be limited to the extent permitted by law. At no time will Sana Sana’s liability exceed the amount paid to access our website.

Indemnity
You agree to defend, hold harmless, and hold harmless Sana Sana and its members, employees, officers, directors, agents, contractors, and licensors from and against any and all liability, claims, and expenses, including attorneys’ fees, arising out of the use of this website or its contents, including, without limitation, violation of the Terms of Use. We reserve the right to assume, at your expense, the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you agree to cooperate with us in asserting any available defenses.

International Use
By choosing to access this website from anywhere outside of Costa Rica, you agree to take full
responsibility for compliance with all applicable local laws. Sana Sana makes no representation that the material on this website is appropriate or available for use outside of Costa Rica and access to such material from countries where the content is illegal and/or prohibited.

Choice of Law
For all domestic and international purposes, these Terms of Use shall be governed by, construed and enforced solely and exclusively in accordance with the laws of Costa Rica, without regard to conflict of law provisions. You expressly agree that exclusive jurisdiction for any claim or action arising out of or relating to these Terms of Use, or your use of this website shall be brought only in the courts located in San Jose, Costa Rica, and you further consent and submit to the exercise of personal jurisdiction of such courts for the purpose of litigating such claims or actions.

Integration and Severability
These Terms of Use constitute the entire agreement between you and Sana Sana with respect to this website and supersede all prior or contemporaneous communications and proposals between us with respect to this site. If any provision of these Terms of Use agreement is determined to be invalid or unenforceable, all other provisions shall remain in effect.

Unauthorized Use and Termination
You agree to use this website only for authorized and lawful activities. Unauthorized uses of this site include linking to the site or framing without the prior written permission of Sana Sana. You also agree that you will not “deep link” to any of the site’s internal web pages for any reason, unless you are specifically authorized to do so by Sana Sana. Unauthorized use of this site may result in criminal and/or civil prosecution. Sana Sana reserves the right, in its sole discretion, to terminate your access to the site in whole or in part, with or without notice, for any reason.

How to Contact Us
If you have questions or concerns about Sana Sana’s Terms of Use statement, please email us at legal@sanasana.com. Communications should be as complete and descriptive as possible; We will try to answer your concerns as soon as possible.